Bad Credit Loans in BC

Are you in need of financial assistance but worried about your credit score? Email My Money is here to help you navigate the world of bad credit loans in British Columbia (BC), Canada. Our services are designed to provide accessible financial solutions to individuals facing challenging credit situations.


We are here for you.

We understand that cash emergencies can come up at the most inopportune time, and you need prompt assistance. That’s why we offer Bad credit loans in Canada via Interac e-transfer even those with a bad credit score!

Bad credit loans Canada

We offer loans for everyone

Bad credit loans Canada

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Bad credit loans Canada

15 years of experience

Can I apply for a bad credit loan if I’m unemployed?

Yes, you can still apply for a bad credit loan with Email My Money even if you’re currently unemployed. While traditional lenders may prioritize employment status, we understand that financial emergencies can arise regardless of employment status. However, keep in mind that other factors such as income from other sources, like government benefits or rental income, may influence your eligibility for a loan.

At Email My Money, we assess each application on a case-by-case basis, taking into account various factors beyond just employment status. Our goal is to provide assistance to individuals who may have been turned away by conventional lenders due to their credit history or employment situation.

Are there any upfront fees for applying for a bad credit loan?

We believe in transparency and integrity in our services, which is why we do not charge any upfront fees for applying for a bad credit loan. Our application process is straightforward, and we do not believe in burdening our clients with unnecessary costs before they even receive the assistance they need.

You can trust that when you apply for a bad credit loan with Email My Money, you won’t encounter any hidden fees or surprises along the way. Our priority is to provide financial support to those in need, and we strive to make the process as clear and affordable as possible for our clients.

Can I use collateral to secure a bad credit loan?

While some lenders may require collateral to secure a loan, Email My Money offers unsecured bad credit loans. This means that you do not need to put up any collateral, such as property or assets, to qualify for a loan with us. We understand that not everyone has valuable assets to use as collateral, and we believe that everyone deserves access to financial assistance, regardless of their assets or credit history.

By offering unsecured bad credit loans, we aim to make the borrowing process more accessible and less stressful for our clients. You can apply for a loan with Email My Money without worrying about risking your valuable assets.

Is there a minimum credit score requirement for a bad credit loan?

Unlike traditional lenders who often have strict credit score requirements, Email My Money focuses on your current financial situation rather than your past credit history. While we do consider your credit score as part of the application process, it is not the sole determining factor in our decision-making.

We understand that life circumstances can lead to financial challenges that impact your credit score, and we are here to offer assistance when you need it most. Whether you have a low credit score or no credit history at all, you can still apply for a bad credit loan with Email My Money.

Can I pay off my bad credit loan early without penalties?

Yes, you have the flexibility to pay off your bad credit loan early with Email My Money, and we do not charge any penalties for early repayment. We believe in empowering our clients to take control of their finances and pay off their debts as soon as they are able to.

By offering the option to repay your loan early without penalties, we encourage responsible financial behavior and reward our clients for their diligence in managing their finances. Whether you choose to pay off your loan according to the original schedule or ahead of time, we support you every step of the way.

// Canada’s favourite loan provider

We have got you covered!

If you have any further questions or would like to apply for a bad credit loan with Email My Money, please don’t hesitate to contact us. Our friendly and knowledgeable team is here to assist you and provide personalized guidance throughout the application process.

Payday Loans

Bad credit Loans

No credit check loans

Micro Loans

Bad credit loans Canada
We are dedicated to our clients.

We believe that you are the most significant part of our business. Therefore, we are dedicated to ensuring you receive the best possible experience when you come to us.

The perfect loan for every situation

Micro Loan

Your rent is due and you want to avoid an uncomfortable situation with your landlord? Don’t worry, we have just what you are looking for – a short term loan between 300$-3000$ directly transferred into your bank account within 24 hours of approval! 

Bad Credit Loans Canada

Our cars are part of our everyday life and help us getting to work or to a supermarket to buy or food – but what when it breaks, the bank account is empty and an approval for a traditional loan is just too good to be true? Our bad credit loans offer help in situations like that. 

No Credit Check Loan

Medical emergencies can happen anytime and no matter if they concern you or one of your loved ones, you never should have to worry about having the financial means to cover a bill – that’s why our no credit check loans are issued fast, with significantly less paperwork and directly into your bank account. 

Payday Loan

Loans can not only be used for emergencies and unpaid bills, sometimes they simply allow us to enjoy life and fulfill ourselves or one of our loved ones the dream of travelling. A Payday loan is the right choice for you if you want to spoil yourself but your next payday is too far away. 

Your one-stop solution for financial problems.

The approval process for our loans is quick. – as long as you submit your application by the end of the day, you can expect your funds to arrive in your bank account the next business day.

Bad credit loans Canada

//we’ve got you covered

Loans made easy with our easy 3-step process

01. Fill out our online application

 Fill out our quick and simple application and let us know the loan amount you would like to apply for. 

02. Wait for our approval

 Our experienced agents will review your application and approve your application.

03. Receive your funds directly into your bank account

 After you have been approved, you can expect the money to arrive within the next 24 hours via Interac e-transfer.